Showing posts with label paperwork. Show all posts
Showing posts with label paperwork. Show all posts

23 Feb 2014

waterproofing the slab & mortgage woes


Our waterproofing contractors, Liquatek, arrived on site to install our Newton Hydrobond system.  Very clever stuff using bentonite, a clay, which swells 150% on contact with water so is called 'self-healing'.  It is attached to a fleece layer so that the whole waterproof layer bonds to the concrete.  













The waterproofing was complete after a day and a half.  We had arranged that we would keep a waterproof guy on site to guarantee the system and any repairs that may have needed to be done whilst the 1st layer of mesh was laid.  But thankfully everyone was satisfied that this was not necessary.  That saved us £300 a day - does this mean I can buy the expensive bath after all (haha, I wish)? 












 Thankfully everything was still standing after the gales of the weekend and the caravan had not blown over.  It was half-term so the boys were with me as well and were delighted with the digger and dumper action.  







The mortgage stage payments and cashflow is a continuing nightmare.  Having initiated the process of drawing down on our mortgage back in the second week of January, we are still no closer to the building society releasing any of the funds.


As you may remember we have an arrears (should be renamed "nightmare") self-build mortgage, which means cash is released only after we have spent the cash that we are trying to borrow in the first place.  In order to minimise their risk and exposure they will only ever release 75% of what they value the land and work to be worth at each stage.


It has been quite Kafka-esque these last few weeks as first we were told that no paperwork was required, then told paperwork was required, but no one would tell us exactly what that paperwork was!  We organised those documents, emailed them, but then got told that they would only be accepted if sent according to a protocol which no one seemed to know anything about. Then the Surveyor went on holiday for a week.  AARRRGGGHHHH!!!  


Thankfully some friends and family have lent us some money to keep us going right now, we are so grateful to them for their generosity and trust. It feels horrible, & shameful to have to ask people to lend you their money, it makes you feel like you have done something wrong.  Without them we would have had to stop work a number of weeks ago and just have waited until Ipswich finally authorise a payment.  I can't tell you how frustrated I am right now, and still we have no idea when and what the payment will be.

"It'll be alright, it'll be alright"  repeat often with a large glass of wine in one hand, and remember to breathe!








12 Feb 2014

Work starts on the house foundations!!!


Andrew, Paul and Ally returned to site last week, but with weather conditions being what they are it was no easy task!  My mum was heading back to Cork and on the way to the airport we stopped by the site to see how things were going and to drop off this week's baked treat, however we didn't hang around.  The driving, freezing rain and wind saw us off fairly quickly. After a quick chat, Andrew and Paul took shelter in the container and Ally in his digger.  It managed to drive them off too, shortly after lunch.






When the weather has allowed, they have been continuing with levelling the ground and laying stone so that vehicular access is good to the whole upper area. On the lower level the foundation work is starting.  We are having a raft foundation so the whole base is being built up and levelled.  The first thing was the slab perforations, where the drains will be (you can read more in 'A Failed Attempt At Lightening Bathroom Choices').  Ally has been moving earth around on the lower level ( see 'Garden Daydreaming Delight').




Our drains.



The past couple of weeks have seen a frantic flurry of paperwork. Not only were drawings needed on-site imminently, but the warranty providers are inspecting all the drawings and details - not necessarily a bad thing.  There is also the paperwork associated with drawing-down of funds from our self-build mortgage, but you will hear all about that soon, when I gather the emotional distance and fortitude to write about the shenanigans so far.



Off-site I have been tasked with sorting out the slates. Sourcing the reclaimed slates for the exterior and also finding a local roofer to install them. This has been very enjoyable, not least as an escape from the Kafka-esque paperwork issues.  It also reminds me that the amazing project which we are working towards is going to be our beautiful home and it will all be worth it in the end.  The tile size in our drawings is one of the smaller sizes, and although not stocked everywhere I have been able to find a few reclamation yards with enough in stock.  We've considered changing this size of slate but it has too many complications so I'd rather just stick with what we've got as long as I can find them.  I've loved looking at the photos of the tiles, all weathered and some are covered in lichen. It's a nice feeling to be giving these materials the next step in their life story.  It also means that I get distracted and over-excited by other random objects on their websites-  I AM partial to millstones and things made of metal!